Choosing the right home loan in 2025 is easier when you plan smartly and understand your financial limits. With different banks offering different interest rates, EMIs, and tenures, it’s important to analyze everything before saying yes to any loan offer. The safest way to start is by deciding how much EMI you can comfortably afford - ideally not more than 30–35% of your monthly income. https://www.housegyan.com/en/home-loan-calculator